Frequently Asked Questions About Notary Services
Frequently Asked Questions About Notary Services
A Notary Public is an individual who satisfies an individual state’s requirements and obtains a license to verify the authenticity of signatures and signors’ identities on many types of documents.
A Notary Public is an individual who satisfies an individual state’s requirements and obtains a license to verify the authenticity of signatures and signors’ identities on many types of documents.They are very limited in their scope of duty””they merely verify the identification of the signor(s) of a document, and sometimes provide the language wherein the signor swears they are who they say they are.Notaries in and of themselves do not provide any other function, though many notaries have other jobs in addition to being a Notary Public.
The requirements for becoming a notary are widely varied from state to state.Some states require that the individual attend a one-day seminar, which explains what is required of a notary, how to verify signors’ identities, what types of formats are required, and the legalities involved in being a notary.Some states merely require a bond, and sworn oath that the notary will adhere to the laws governing them within their state.There are many bond companies from whom a potential notary may secure a bond; generally, a new notary is flooded with information from companies who wish to bond them, provide them with insurance (notaries are encouraged in some states to carry special insurance with regard to their work, in case someone files a lawsuit against them) and for notary materials.
The primary tools a notary uses is an official log book and the notary stamp.Once accepted and sworn in as a Notary Public, the notary can purchase a special stamp that has their name, the date of their license expiration and the state in which they are licensed as a notary.These items can have different appearances, but all do basically the same thing.The log book memorializes the date, name and address and identification number of the individual whose signature the notary is confirming.The stamp, while not replacing the original signature of the notary, is a seal of authenticity of sorts.
Notaries are commonly found in lawfirms, title companies and financial institutions, i.e., banks and credit unions.This is because the bulk of the need for a notary is generated by these types of businesses.In general, employees of these business will become a notary in addition to their actual job within the company; for example, many legal secretaries and paralegals become notaries as a convenience to their firm.
When providing an affadavit, verification, or any similar sworn document to the court, it is generally necessary to procure a notary’s stamp to indicate that you are, in fact, who you say you are on the document.Contracts often require a notary for the same reason.Wills, trusts, power of attorney documents and contracts all require a notary’s stamp in many states.Title companies have notaries attend signings for the purchase of real estate, because state laws generally dictate that the purchasers’ signatures must be notarized””essentially, they trust a Notary Public to verify by looking at the person’s original identification that they are who they say they are.This heads off potential problems down the road, if the question of identity ever arises.Financial institutions use notaries for loan signings, and other projects where monies or property are exchanged.Their notaries’ services generally can be used by customers of the financial institution, if a notarized signature is needed for a purpose other than with that financial institution, for a small fee.Generally you will find listings for notaries in your local yellow pages.Some notaries are “freelance”, and do their work on their own rather than in conjunction with their employers.
Regardless which state or city you live in, you may want to secure the services of a Notary Public whenever you or someone else is signing any sort of document or agreement.If you are doing your will, it is a wise idea to have your signature notarized, so as to avoid confusion and problems when the will goes into effect.If you privately sell a used car, it is not a bad idea to obtain the services of a notary on the bill of sale.These are only examples.It never hurts to have signatures notarized on any document which you want to be legally binding.
Notary publics handle many types of documents ranging from real estate to personal finance. The following are common types of documents handeled by a notary. Individual notaries may differentiate in the scope of their services offered.
Document Types that May Be Processed by a Notary Public
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